Corporate Lending Team Head

Job Description

Company Introduction

Job Responsibilities and Duties

• Lead, mentor, and support a team of Corporate Relationship Managers, providing guidance and technical expertise on corporate lending matters;
• Oversee the management, monitoring, and performance of the corporate lending portfolio, ensuring facilities are administered in line with the Company’s  standards and objectives;
• Review credit proposals prepared by Relationship Managers, providing feedback to ensure compliance with internal credit policies and lending standards;
• Support the development of new corporate banking relationships and identify opportunities to grow the Company’s corporate client portfolio;
• Assess, structure, and recommend corporate lending facilities in accordance with the Company’s credit policies, risk appetite, and AML requirements;
• Prepare detailed credit applications, including financial analysis, facility structuring, security recommendations, and financial covenant proposals;
• Build and maintain strong relationships with corporate clients by delivering a high standard of service across lending and deposit products;
• Work closely with internal departments, including Risk, Operations, Compliance, and Legal, to support the efficient processing and ongoing management of client facilities;
• Ensure compliance with the Company’s Risk Management Framework and Anti-Money Laundering (AML) requirements as part of the First Line of Defence;
• Represent the Head of Department at internal and external meetings when required and provide departmental support during periods of absence.

Experience

• Degree in Finance, Banking, Business Administration, Law, or a related field;
• Minimum of 5 years’ experience within Corporate Banking, Commercial Lending, or a similar financial services environment;
• Minimum of 2 years’ experience leading, mentoring, or managing a team;
• Experience assessing and structuring corporate lending facilities, including working capital and real estate financing;
• Strong knowledge of corporate banking products, including loans, bank guarantees, and deposit products;
• Strong understanding of credit risk assessment, financial analysis, and corporate lending structures;
• Proficiency in Microsoft Office applications, particularly Microsoft Excel;
• Fluent in English, both written and spoken.

Personal Skills

• Strong leadership and people management skills;
• Excellent analytical and problem-solving abilities;
• Strong financial analysis and decision-making skills;
• Excellent communication and interpersonal skills, with the ability to build effective relationships with clients and internal stakeholders;
• Strong organisational and time management skills with the ability to manage multiple priorities;
• High level of accuracy and attention to detail;
• Proactive, results-oriented, and able to work independently as well as part of a team.