Credit Support Specialist

Job Description

Company Introduction

Job Responsibilities and Duties

• Support Relationship Managers in evaluating customers’ creditworthiness through research and analysis;
• Collaborate closely with Relationship Managers on customers’ due diligence matters and form part of the Bank’s first line of defence in line with the Bank’s Risk and AML framework;
• Facilitate the collection of financial data and documentation from customers for business proposals;
• Assist Relationship Managers in planning and executing reviews, proactively identifying and addressing new risks;
• Manage and service existing customer relationships and facilities;
• Coordinate with internal functions such as Risk, Operations, Compliance, and Legal to streamline end-to-end processes in line with business priorities;
• Deliver excellent customer service to customers both in terms of lending and deposit;
• Promote a culture of continuous process improvement and uphold the Bank’s professional standards and quality control;
• Participate in system testing and implementation to meet corporate team requirements.

Experience

• Proficiency in Credit Operations and Corporate Loans support, along with familiarity with other corporate products such as Bank Guarantees, will be considered an asset;
• Fluency in both Maltese and English is required;
• Strong proficiency in MS Office applications, particularly Microsoft Excel, is essential.

Personal Skills

• Ability to work with minimal supervision and good in prioritizing, organizational and time management abilities in order to meet tight deadlines;
• Strong communication, analytical and financial skills;
• High level of attention to detail;
• Proactive person, that understands the dynamics of working in a growing team with an approach of continuously learning on-the-job;
• Strong ‘team’ skills promoting an environment of co-operation and trust;
• Positive attitude and strong self-motivation.