Corporate Relationship Manager (Banking)

Job Description

Company Introduction

Job Responsibilities and Duties

• Manage and oversee credit facilities for corporate clients, ensuring proper maintenance, monitoring, and servicing of these facilities;
• Compile comprehensive credit applications by gathering customer information and documentation, including facility terms, deal structuring, proposed securities, and a full financial analysis with suggested covenants;
• Evaluate and recommend customer proposals while adhering to the Bank's credit policies, risk appetite, and AML requirements;
• Deliver exceptional service to corporate clients, addressing both lending and deposit-related needs promptly and professionally;
• Collaborate closely with key departments such as Risk, Operations, Compliance, and Legal to ensure seamless processing and alignment with policies;
• Act as a key component of the Bank’s first line of defense, maintaining compliance with Risk and AML frameworks.

Experience

• Hold a degree in Finance, Banking, Business Administration, Law, or a related field;
• Possess at least 5 years of relevant experience, particularly in structuring corporate loans, such as working capital loans and real estate financing;
• Well-versed in various corporate products, including bank guarantees and deposit services;
• Fluent in both Maltese and English, with strong proficiency in MS Office applications, particularly Microsoft Excel.

Personal Skills

• Demonstrated ability to work independently, with excellent organizational and time management skills to handle tight deadlines effectively;
• Strong analytical, financial, and communication skills, ensuring precise and clear reporting to management;
• Exceptional attention to detail with a proactive approach to tasks and challenges;
• A collaborative team player who fosters trust and cooperation in a growing team environment;
• Displays a positive mindset and is highly self-motivated.