Senior Risk Analyst

Job Description

Company Introduction

Job Responsibilities and Duties

• Monitor Key Risk Indicators (KRIs) and Risk Appetite metrics, escalating breaches and irregularities where necessary;
• Support ICAAP and ILAAP processes, including data preparation, analysis, reporting, and documentation;
• Prepare risk reports, dashboards, and presentations for management and internal committees;
• Analyse risk-related data and contribute to the development and enhancement of internal risk reporting processes;
• Support Risk Weighted Assets (RWA) calculations and regulatory ratio monitoring;
• Assist with IRRBB processes, capital forecasting, and liquidity projection activities;
• Maintain risk data repositories and support data integrity, automation, and reporting improvement initiatives;
• Support Expected Credit Loss (ECL) calculations and maintain records related to forborne exposures;
• Maintain and update operational risk registers and incident reporting dashboards;
• Assist with internal audits, regulatory reviews, and requests for documentation or risk-related information;
• Review and update risk policies, procedures, and internal documentation in line with regulatory requirements and industry standards.

Experience

• Degree in Finance, Economics, Risk Management, Mathematics, Statistics, or a related quantitative field;
• Previous experience within financial services, preferably within a banking or risk management environment;
• Working knowledge of ICAAP, ILAAP, and banking regulatory frameworks will be considered an asset;
• Advanced proficiency in Microsoft Excel and Microsoft Office applications;
• Knowledge of data analytics and reporting tools such as Power BI will be considered an advantage;
• Strong analytical, reporting, and problem-solving capabilities;
• Fluency in English, both written and spoken; Maltese will be considered an asset.

Personal Skills

• Strong organisational and time-management skills with the ability to manage multiple deadlines effectively;
• High attention to detail and accuracy;
• Ability to work independently with minimal supervision;
• Proactive, reliable, and solution-oriented approach to work;
• Strong communication and interpersonal skills;
• Ability to work effectively within a fast-paced and regulated environment.